More and more employers are considering self-funded alternatives to fully insured PPO and HMO plans in an effort to help control runaway healthcare costs. These self-funded alternatives also provide relief from the burdensome cost of state mandated benefits and cost shifting associated with the uninsured population. Due to the low cost of fully insured and HMO plans over the past decade, many agencies have not maintained an expertise in self-funding or partially self-funded health plans.

As an added value to brokers & consultants, our expert underwriters can blend seamlessly with your team to help educate clients and prospects on the key aspects of self-funding as well as selection of the most cost effective vendors. Additionally, our underwriting expertise can provide insight into the creation of a sound benefit plan that satisfies the needs of all employees.

Our underwriting team is experienced in all areas of healthcare and therefore can provide insight into every aspect of a self-funded health plan. Contact our office to schedule a meeting with one of our knowledgeable underwriting professionals.

Employers Advantage offers:

• Fully Integrated Self Funded Health Plan
• Plan Flexibility -- Competitive plan designs
• Lower Deductible Options -- Cost effective deductible, co-payment and out of pocket amounts
• Lower Premium Rates -- Lower fixed costs
• Pre-established reinsurance deductibles
• Patient focused Managed Care
• State-of-the-art claims processing system
• Solid Underwriting Solutions
• Cash Flow Management Tools
• A Rated Carriers
• Excellent Commissions

To request a quote, you can contact us at 916.226.2000 or use our electronic rfp submission tool. Each request for proposal we receive undergoes an extensive underwriting process to best determine the appropriate plan.

• Employers Advantage Corporate Headquarters
  9245 Laguna Springs Drive, Suite #320
  Elk Grove, CA 95758
  P: 916.226.2000
  F: 916.226.2524

Top